Buying a home is the best financial investment you make, but it's not easy. Here's how the Western Cape Government can help you get your foot in the market.
![Individual Subsidy Individual Subsidy](https://www.westerncape.gov.za/sites/www.westerncape.gov.za/files/individual-subsidy-banner.jpg)
This subsidy can only be used once if your application is successful. The subsidy amount is up to R202 888.
You can use this subsidy to:
- Buy an existing house.
- Buy a house on a plot-and-plan basis.
- Construct an incomplete house, if not previously subsidized.
![Individual Housing Subsidy Quick Guide Individual Housing Subsidy Quick Guide](https://www.westerncape.gov.za/sites/www.westerncape.gov.za/files/hs-individual-housing-subsidy-quick-guide.jpg)
Individual Housing Subsidy Quick Guide
What you need to qualify
You qualify for this subsidy if:
- You are registered on the housing demand database at your nearest municipality.
- You have been on the municipal housing demand database (i.e. waiting list) for a minimum period of 10 years in Cape Town and 5 years in areas outside of Cape Town.
- You are a South African citizen or have a permanent residency permit.
- You are 18 years or older.
- You are married or living with a partner.
- You are single or divorced and have proven financial dependents permanently living with you.
- Your maximum monthly household income is R 3 500 or less before deductions.
- You or your partner have never owned property or in exceptional cases where the final order of divorce leaves all immovable property to one person, a person owns a portion e.g. A fifth of a property bequeathed in an estate and where a person owns a vacant stand bought without State assistance.
- You or your partner have never received a subsidy from the government before.
Please note that priority will be given to applicants who are either 35 years or older, or have special needs (e.g, disabled persons). There is a limited budget, therefore assistance is provided on a first come first serve basis. Applications must be submitted from 1 April and will be accepted until the funding is depleted.
KINDLY NOTE THAT APPLICATIONS ARE CLOSED AND WILL RE-OPEN ON 1 APRIL 2023.
How to apply
Enquiries can be made directly at the Western Cape Department of Human Settlements.
Download application forms?